At Martin-Brown & Associates, we offer several different types of health insurance, including PPOs, major medical insurance plans and health savings accounts (HSAs) for individuals, families, students, and children. With a little information, we can help design a plan that is right for you. For permanent individual, family or group insurance, please call or email us today. We represent several well known insurance carriers, and will be happy to help you find the right coverage for you, your family, your friends, and your employees. We recommend that you contact us first, so that we may answer any questions you may have about how the policies work, and how they compare to one another. For short-term health insurance, student health insurance, or international travellers insurance, you may either contact us or follow the links below to get more information and apply online. Health Insurance - Blue Cross Blue Shield of Texas In addition to its excellent permanent health insurance policies, Blue Cross offers a Short-Term Health policy, designed to cover anyone who is between jobs or simply looking for an alternative to COBRA.  This policy is also an excellent choice for recent high school and college graduates, new employees waiting for employer-sponsored coverage to begin, or those with any other temporary need. A Blue Cross Temporary Health policy can be set up to offer immediate coverage, and roll into a permanent policy, once it is applied for and approved. To learn more about this immediate coverage, and the seamless policy transfer, please call us. To apply for any Blue Cross Blue Shield of Texas policies, click here. Health Insurance - Humana Like Blue Cross Blue Shield, Humana also offers excellent health insurance plans at an affordable price. Some Humana HSA plans feature 100% coverage after satisfying the deductible, whether you cover yourself or your family. Online applications are often approved in a week or less. To apply for any Humana policies, click here. Health Savings Accounts (HSAs) Qualified, high-deductible health plans may allow you to open a health savings account. Account holders save pre-tax money in interest-bearing accounts reserved for health-related expenses, which can include annual deductibles, doctor-office visits, and prescriptions. Additionally, HSA funds can pay for costs not usually covered by traditional health plans, such as dental, vision, and maternity expenses. For additional information on HSAs, including a summary of how they work, and related tax and legal information, please click here. Opening your own Health Savings Account (HSA) If you already have health coverage with a qualified high-deductible plan, you may want to open your own FDIC insured, interest-bearing health savings account with our preferred provider, First Horizon Bank. To do so instantly, please click here and begin the enrollment process. Short-Term Health Insurance We offer short-term insurance as well. This is designed specifically for individuals who only need coverage for a short time, usually less than a year. You can choose coverage for a fixed number of days, or month-to-month. This is perfect coverage if you are between jobs, or waiting for your employer coverage to begin. For more information about John Alden Short-Term Health insurance, or to apply online, please click here. Student Health Insurance We offer an affordable, high-quality policy designed especially for college students. This particular policy covers all major medical expenses, but does have some signifigant exclusions and limitations. We strongly encourage anyone considering this type of coverage to study the policy in detail. To learn more about this policy, please click here. If you decide this is not for you, please consider one of the permanent health plans mentioned above, from Blue Cross. International Travelers Insurance We also offer coverage  for international travelers, including  U.S. citizens and foreign nationals traveling abroad. If you are planning to travel for any length of time, you should consider this policy in addition to your current coverage. Most individual health insurance policies have limited coverage while for international travel. For information, please click here.